Guesty Card operates as a pay-in-full charge card, and an integrated expense solution designed specifically for the unique revenue cycles of the short-term rental industry. With flexible credit options, real-time expense tracking, and seamless integration with your Guesty account, you can maintain financial agility while staying in complete control over your team's spending.
The Guesty Card is issued by First Internet Bank of Indiana (Member FDIC) in partnership with Guesty and CapitalOS.
Apply for credit approval in minutes using your current Guesty financial data, and access funding based on your Guesty financial activity. With a Guesty Card, you'll have:
- Virtual and physical cards with customized spending limits and expense categories
- Real-time, automated expense tracking through your Guesty account
- Spending pattern analysis for your business
- Property-level cost comparisons for better decision-making
- Cash flow forecasting using real-time data
- Advanced analytics to inform strategic business decisions
Qualifications
Qualification for a Guesty Card is determined by your business performance. Your business performance determines the initial credit, and credit limits are updated based on period reviews. If eligible, you'll be able to accept limit increases.
Apply for Guesty card
Apply for credit approval in minutes using your existing Guesty financial data, with no lengthy paperwork required. Follow the steps below to apply for a Guesty Card.
Step by step:
-
Sign in to your Guesty account.
- In the top navigation bar, click
and select Guesty Add‑ons.
- Under "Guesty Card", click Learn more.
- Click Apply now and complete the short application.
Once approved, you'll:
- Receive your approved credit line
- Start issuing virtual/physical cards
- Manage spend and track expenses from the Guesty Card page
Create a new card
Follow the steps below to create a new card.
Step by step:
- In the top navigation bar, click and select Guesty Add‑ons.
- Under "Guesty Card", click Launch.
- Click Manage cards.
- Click Create card.
- Complete all required card information, including choosing between a physical and virtual card.
- Click Create card.
Control and budget expenses
You can customize spending limits, budgets, and expense categories for each individual card. Follow the steps below to control and budget your existing card expenses.
Step by step:
- In the Guesty Card page, click Manage cards.
- Under the relevant card, click More and select Edit settings.
- Edit the settings, and click Save.
- Verify the changes by entering the confirmation code you'll receive as a message to your phone, and click Verify.
Monitor expenses
To monitor expenses, click More insights in the Guesty Card page. Review the transactions.
Outstanding statement balances are automatically debited monthly from your designated bank account. If automatic debit fails, your card may be locked until the balance is repaid. Late fees may apply for missed payments.
Important:
If you're using both Guesty's Accounting product and QuickBooks, Guesty Card expense data is automatically pushed to your accounting tool. To prevent duplicate reporting in your financial records, exclude Guesty Card expenses when working in QuickBooks.
Support and assistance
For questions or support related to Guesty Card, contact our dedicated support team at cardsupport@guesty.com. Our team is ready to help you make the most of your Guesty Card experience.