Guesty supports 3D Secure technology for all sources of reservations when payments are handled through Guesty (using a payment processor). This includes direct bookings and integrated channels.
However, not all transactions will be required to go through the 3D Secure verification process. For example:
- The cardholder's bank may not require this verification, due to factors such as local regulatory requirements.
- For instance, there is a high chance that this verification will be requested for credit cards issued in the European Union, while credit cards from the United States generally do not perform this verification.
- Merchant-initiated transactions are exempt from this process. A PMC is considered the merchant when issuing charges through Stripe.